
Consolidation Loans
- Payoff credit cards up to $8000 at 8.99% APR up to 36 months.
- Members with an *excellent credit rating can receive up to $12,000 at 8.99% APR up to 48 months.
- Checks will be made payable to creditor(s).
*An excellent credit rating is defined as no prior bankruptcies within the past ten (10) years, no delinquencies within the past thirty six (36) months, no outstanding collection items or charge offs.
- Rapid loan decisions and same day loan closings on most loans.
- No loan processing fees.
- No loan origination fees.
- No pre-payment penalties.
- McNeese payroll deduction for monthly loan payments.
The McNeese Federal Credit Union provides FREE credit life insurance for borrowers to cover the unpaid balance of loans up to a maximum of $15,000. Loan Protection insurance is subject to age and health requirements.
Credit Disability Insurance is offered to members on all types of loans. The cost of the insurance premium is financed into the loan. The disability insurance is not required for loan approval and is subject to age and health requirements.
Click here to print a loan application !!! Fax application to (337) 475-5129.

