Signature Loans

Eligibility and terms are based on credit history, salary and length of employment.

•   6.99% APR up to 48 months for members with an *excellent credit rating
•   9.95% APR up to 24 months
• 11.75% APR up to 48 months 

*An excellent credit rating is defined as no prior bankruptcies within the past ten (10) years, no delinquencies within the past thirty six (36) months, no outstanding collection items or charge offs.

We offer: 

• Rapid loan decisions and same day loan closings on most loans.
• No loan processing fees.
• No loan origination fees.
• No pre-payment penalties.
• McNeese payroll deduction for monthly loan payments.
   

Credit Life and Credit Disability Insurance

Credit Life Insurance is available to borrowers to cover the unpaid balance of loans up to a maximum of $20,000. The cost of the insurance premium is financed into the loan. Credit Life Insurance is not required for loan approval and is subject to age and health requirements.  

Credit Disability Insurance is available to members on all types of loans. The cost of the insurance premium is financed into the loan. Credit Disability Insurance is not required for loan approval and is subject to age and health requirements.
 

Click here to print a loan application !!!    Fax application to (337) 475-5129.