Signature / Personal Loans
Maximum loan amount is $12,000 with financing available up to 60 months.
Loan amount, rate and terms are based on your eligibility, income, credit report and length of employment.
- Rapid loan decisions and same day loan closings on most loans.
- No loan processing fees.
- No loan origination fees.
- No pre-payment penalties.
- McNeese payroll deduction for monthly loan payments.
Credit Life and Credit Disability Insurance
Credit Life Insurance is available to borrowers to cover the unpaid balance of loans up to a maximum of $20,000 in the case of a death of the borrower(s). The cost of the insurance premium is financed into the loan. Credit Life Insurance is not required for loan approval and is subject to age and health requirements.
Credit Disability Insurance is available to members on all types of loans. The cost of the insurance premium is financed into the loan. Credit Disability Insurance is not required for loan approval and is subject to age and health requirements.