Used Collateral Loans

Cars, trucks, motorcycles, RV’s, boat/motor/trailer combos.

  • 4.95% APR up to 72 months for 2009 and 2010 models.
  • 5.50% APR up to 60 months for 2007 and 2008 models.
  • 5.75% APR up to 48 months for 2005 and 2006  models.
  • 6.50% APR up to 24 months for 2003 and 2004 models.

The credit union will not finance or mortgage collateral that has been issued a salvage, reconstructed or water damaged title.

We offer:

  • Rapid loan decisions and same day loan closings on most loans.
  • No loan processing fees.
  • No loan origination fees.
  • No pre-payment penalties.
  • McNeese payroll deduction for monthly loan payments.
     

Credit Life and Credit Disability Insurance

Credit Life Insurance is available to borrowers to cover the unpaid balance of loans up to a maximum of $20,000. The cost of the insurance premium is financed into the loan. Credit Life Insurance is not required for loan approval and is subject to age and health requirements.  

Credit Disability Insurance is available to members on all types of loans. The cost of the insurance premium is financed into the loan. Credit Disability Insurance is not required for loan approval and is subject to age and health requirements.

Click here to print a loan application !!!    Fax application to (337) 475-5129.

America's Credit Unions
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunicy Credit Act